Homeowners

The Data Team

Why and how to sell in Winter 2023

While the general thinking may be that spring or summer is the best time to sell your home, think again. If you talk to seasoned agents, they will argue emphatically that winter is their busiest time of the year.  And,

The Data Team

Lending changes help stimulate the housing market

As the property market continues slow progress, the Government and Reserve Bank (RBNZ), content that there is more financial stability after restrictions, are making moves that will likely encourage more buyers into the market. This month’s HomesEstimate report shows that

Murray Joiner - mortgages.co.nz

How to cover rising home loan payments

A lot of home owners are preparing for a significant increase in their home loan repayments, as their one and two year fixed interest rate terms come to an end. Everyone’s situation is different, but it’s fair to say that

The Data Team

3 reasons the property market isn’t so bleak

Trade Me has released its annual State of the Nation report surveying 2,198 Kiwi who searched for a property, job or vehicle on Trade Me in 2022.  The report produced some encouraging results that contrast with the current, somewhat pessimistic,

The Data Team

What do the recent changes to the OCR mean for the homeowner?

A little background:  During the Covid-19 pandemic, we saw the Reserve Bank lower the OCR to help alleviate some of the inevitable pain felt by homeowners and businesses struggling to service their debt. During this time, we saw interest rates

The Data Team

Property experts weigh in on the year ahead

Property experts and agency heads give insight into the 2023 market, and it’s a more positive outlook than you might expect. If you are looking to sell this year though, there are many macro factors at play, so we’ve gathered

Jo Joiner - mortgages.co.nz

Preparing for a call or meeting with your mortgage broker

A property is one of the most expensive things you’ll ever buy. The amount you borrow and the interest you’ll pay over decades can be huge. So, whether you’re looking for a new mortgage or reviewing the one you have,

The Data Team

Getting your home sale-ready

Summer is well and truly upon us, and if you’re thinking about putting your house on the market in 2023- we’re here to help set the wheels in motion.  To start you off, here are six simple steps to get

The Data Team

To renovate or relocate?

Renovating vs relocating. It’s an extremely common quandary for homeowners. Do you stay put and renovate or do you move on, and find something new that will better to your needs in the coming years?  Points to ponder when choosing

Murray Joiner - mortgages.co.nz

Is it worth breaking a fixed mortgage right now?

Most people think about breaking their fixed rate mortgage when interest rates are falling and they see lower rates than the one they’re on. But even if fixed interest rates are climbing, you may be worried about how high the rates will

The Data Team

Are Kiwi confident in the property market?

Our quarterly Property Pulse Report reveals how confident Kiwi buyers and homeowners are in the property market, their main concerns as well as their intentions for the future.  Together with Trade Me, we surveyed over 5,000 homeowners and 900 buyers

The Data Team

Preparing to buy a home: Mortgages 101

House prices are down and supply is starting to surge across much of the country. If you’re looking to get into a property or to upsize, now could be a great time to do so. But, it would be wise

Here’s Our T&C’s from Our Claim Your Home Giveaway

“A year’s premium on us” Promotional Terms and Conditions. 1. These terms and conditions (“Terms”) apply to the “A year’s premium on us” promotion (“Promotion“).   2. Tower’s general promotion terms and conditions at [https://www.tower.co.nz/promo/terms-and-conditions/] also form part of these Terms.  3. The