![](https://blog.homes.co.nz/wp-content/uploads/2023/06/June-Mortgages.co_.nz-Blog-1024x512.png)
![Murray Joiner - mortgages.co.nz](https://blog.homes.co.nz/wp-content/uploads/2022/03/Murray-1960s-150x150.jpg)
Why use a broker when I have a personal banker?
When you need a new home loan, or you want to refinance, who’s your go-to person? For households with a high income and considerable assets, the choice is usually a personal banker (through private banking) or a mortgage broker. If