May 10, 2023

Murray Joiner -

The latest on debt-to-income restrictions for home loans

Debt-to-income (DTI) restrictions limit the amount of debt someone can have compared to their income. DTIs have been used for home loans in other countries for quite some time. Now the Reserve Bank is preparing for their introduction in New

The Data Team

Lending changes help stimulate the housing market

As the property market continues slow progress, the Government and Reserve Bank (RBNZ), content that there is more financial stability after restrictions, are making moves that will likely encourage more buyers into the market. This month’s HomesEstimate report shows that